In Pursuit of Wealth

بسم الله الرحمن الرحيم
In the Name of Allah, Most Merciful, Most Compassionate

Assalaamu alaykum

Dear Friends

Wealth is something that has troubled the children of Adam from the very beginning of creation. Anas ibn Malik (may Allah be pleased with him) narrated that the Messenger of Allah (Allah bless him and grant him peace) said: “The son of Adam grows old and so also two desires grow old with him; love for wealth and a wish for a long life.” [Bukhari]

The question of how much wealth and property one owns, or how many of the luxuries and pleasures of the world one enjoys, have preoccupied the thoughts of each and everyone of us at one point or another in our lives. Wealth has been the cause of wars, the cause of corruption, the cause of suicide, the cause of marriages and divorces, amongst many others.

As a Muslim you are to strive every day to develop the spiritual attributes that are essential in this world and the next. What is wealth exactly?

1. Wealth can become a false comfort, distracting us and keeping us from striving in the cause of Allah.

O you who have believed, let not your wealth and your children divert you from remembrance of Allah. And whoever does that – then those are the losers. [Quran, 63:9]

And when a surah was revealed [enjoining them] to believe in Allah and to fight with His Messenger, those of wealth among them asked your permission [to stay back] and said, ‘Leave us to be with them who sit [at home].’ [Quran, 9:86]

The fitnah that accompanies wealth renders it harder for the wealthy to enter Paradise. The more wealth you have, the more responsibility and corruption accompanies it.

Usamah (may Allah be pleased with him) narrated that the Messenger of Allah (Allah bless him and grant him peace) said: “I stood at the gate of Paradise and saw that the majority of the people who had entered it were poor people, while the rich were forbidden (to enter along with the poor, because they were waiting the reckoning of their accounts), but the people of the Fire had been ordered to be driven to the Fire. And I stood at the gate of the Fire and found that the majority of the people entering it were women.” [Bukhari]

'Amr bin 'Auf (may Allah be pleased with him) narrated that the Messenger of Allah (Allah bless him and grant him peace) said: '“By Allah, I am not afraid that you will become poor, but I am afraid that worldly wealth will be given to you in abundance as it was given to those (nations) before you, and you will start competing with each other for it as the previous nations competed for it, and then it will divert you (from good) as it diverted them.”' [Bukhari]

The insatiable hunger which accompanies the hoarding of wealth diverts believers from their religious obligations towards Allah, because it increases their love of the world, which is fleeting, at the expense of the hereafter, which is enduring. The more people become obsessed with acquiring wealth in this world, the more they begin to love this world and the less likely they are to want to leave it. Acquiring money becomes the sole purpose of their lives, when it should be worshiping Allah, as Allah says in Surah Ad-Dhariyat: “I created not man and jinn, except to worship me.” However, for the lovers of wealth, the worship of Allah is replaced with the worship of money!

Abu SaEid Al-Khudri (may Allah be pleased with him) narrated that the Messenger of Allah (Allah bless him and grant him peace) said, “No doubt, good produces nothing but good. Indeed it is like what grows on the banks of a stream which either kills or nearly kills the grazing animals because of gluttony except the vegetation-eating animal which eats till both its flanks are full (i.e. till it gets satisfied) and then stands in the sun and defecates and urinates and again starts grazing. This worldly property is sweet vegetation. How excellent the wealth of the believer is, if it is collected through legal means and is spent in Allah's cause and on orphans, poor people and travelers. But he who does not take it legally is like an eater who eats but is never satisfied and his wealth will be a witness against him on the Day of Resurrection.” [Bukhari]

2. Wealth must always be lawfully gained

And do not consume one another’s wealth unjustly or send it [in bribery] to the rulers in order that [they might aid] you [to] consume a portion of the wealth of the people in sin, while you know [it is unlawful]. [Quran, 2:188]

“O you who have believed, do not consume one another’s wealth unjustly but only [in lawful] business by mutual consent.” [Quran 4:29]

Wealth, when acquired by permissible means and spent in the way of Allah, can be an immense blessing. Allah also says in the Qur'an that: 'Those who (in charity) spend of their goods by day and night, in secret and in public, have their reward with their Lord: on them shall be no fear, nor shall they grieve.' [2:274] Many pious predecessors, such as Uthman bin Affan and Khalid bin Waleed, were wealthy and they successfully spent their wealth in the cause of Allah.

Ultimately our provisions are in the care of Allah who is the Most Beneficent, the Most Generous and the Most Loving. Our fate was written whilst we were still in the wombs of our mothers, so Glory be to Allah, there is no need for us to worry as whatever comes from Allah is the best for us.

Anas ibn Malik (may Allah be pleased with him) narrated that the Messenger of Allah (Allah bless him and grant him peace) said, “Allah has appointed an angel in the womb, and the angel says, 'O Lord! A drop of discharge (i.e. of semen), O Lord! a clot, O Lord! a piece of flesh.' And then, if Allah wishes to complete the child's creation, the angel will say. 'O Lord! A male or a female? O Lord! wretched or blessed (in religion)? What will his livelihood be? What will his age be?' The angel writes all this while the child is in the womb of its mother.” [Bukhari]

Our provision comes from Allah alone. No one can increase it or decrease it. Knowing this leads to honesty in our dealings, as cheating and lying cannot give us more than is coming our way. The Prophet, Allah bless him and give him peace, said: “Had you relied on Allah as He should be relied upon He would provide for you as He provides for the birds; they leave the nest hungry and return satisfied.” (Tirmidhi)

Eating the lawful is of the most emphasized obligations. The Prophet (Allah bless him and give him peace) said: “Meat that grows from the unlawful does not enter the Garden; the Fire is more worthy of it.”

It is of the most important means to have our supplications answered. The Messenger of Allah, sallAllaahu alayhi wa sallam, said: 'Allah the Almighty is Good and accepts only that which is good. And verily Allah has commanded the Believers to do that which He has commanded the Messengers. So the Almighty has said: "O (you) Messengers! Eat of the tayyibaat [all kinds of halal (legal) foods], and perform righteous deeds." [Qur'an 23:51] and the Almighty has said: "O you who believe! Eat of the lawful things that We have provided you" [Qur'an 2:172] Then he mentioned [the case] of a man who, having journeyed far, is disheveled and dusty, and who spreads out his hands to the sky saying "O Lord! O Lord!", while his food is haram (unlawful), his drink is haram, his clothing is haram, and he has been nourished with haram, so how can [his supplication] be answered?!' [Narrated by Muslim.]


3. The more you have, the more you’re expected to give.

Allah says,

. . . But give them [a gift of] compensation – the wealthy according to his capability and the poor according to his capability – a provision according to what is acceptable, a duty upon the doers of good. [Quran, 2:236]

4. Spending your wealth in the way of Allah is the best investment you can possibly make, as it will be blessed many times over.

The example of those who spend their wealth in the way of Allah is like a seed [of grain] which grows seven spikes; in each spike is a hundred grains. And Allah multiplies [His reward] for whom He wills. And Allah is all-Encompassing and Knowing. [Quran, 2:261]

The faith of Muslims is built on the five pillars of Islam. One of those pillars is giving wealth to charity, or zakat. In fact, in the Qur'an charity is often mentioned as going along with prayer.

5. Attachment to wealth is not a characteristic of the righteous.

. . . but [true] righteousness is [in] one who believes in Allah, the Last Day, the angels, the Book, and the prophets and gives wealth, in spite of love for it, to relatives, orphans, the needy, the traveler, those who ask [for help], and for freeing slaves; [and who] establishes prayer and gives zakah; [those who] fulfill their promise when they promise; and [those who] are patient in poverty and hardship and during battle. Those are the ones who have been true, and it is those who are the righteous. [Quran, 2:177]

"Believers are merely those whose hearts feel wary whenever God is mentioned and whose faith increases when His verses are recited to them. On their Lord do they rely. Those who keep up prayer and spend some of what We have provided them with are truly believers" (Quran 8:2-4).

6. We’re not to be impressed by the wealth of others especially those who don’t believe.

So let not their wealth or their children impress you. Allah only intends to punish them through them in worldly life and that their souls should depart [at death] while they are disbelievers. [Quran, 9:55]

The mercy and wisdom behind Allah withholding wealth from a person is explained in the following ayah, when Allah says: 'If Allah were to enlarge the provision of His servants, they would indeed transgress beyond all bounds through the earth; but He sends it down in due measure as He pleases. For He is with His servants well acquainted, Watchful.' [Qur'an, 42:27]

Allah clearly tells mankind that the reason that wealth has been withheld from some of them is because if they were to possess it, it would lead them to transgress the boundaries set by Allah. And ultimately lead to their destruction. It can be seen from the stories in the Qur'an that the people who posses power and privilege in the world, like Fir'aun and the mushrikin of Makkah, are the ones who reject the signs of Allah out of arrogance and are the most despised by Him.

Wealth corrupts the soul of man because money opens the doors to fitnah, which would otherwise remain closed. It also becomes a source of arrogance, one of the traits hated by Allah and the quality possessed by the worst of creation, Iblis.

7. Be grateful for what you have and don't have

Allah warns the believers that: 'Certainly, We shall test you with fear, hunger, loss of wealth, lives and fruits; but give glad tidings to those who persevere, – those who say, when a misfortune strikes them, “Surely to Allah we belong, and surely to Him we return;” these are the ones on whom blessings from their Lord descend, and mercy, and these are the ones who are rightly guided.' [Qur'an, 2:155-157]

Thus, a true believer shows gratitude and thankfulness for the countless blessings bestowed on them by Allah and displays patience and submission during times of poverty and affliction. Those who are wealthy may enjoy their affluence in this life, however, they may be denied the wealth of the hereafter, which is far better and eternal.

Allah says: 'To any that desires the tilth of the Hereafter, We give increase to his tilth; and to any that desires the tilth of this world, We grant somewhat thereof, but he has no share or lot in the Hereafter. [Qur'an, 42:20]

8. True wealth is attained in the hereafter.

'Abdullah (may Allah be pleased with him) narrated that the Messenger of Allah (Allah bless him and grant him peace) said, “Who among you considers the wealth of his heirs dearer to him than his own wealth?” They replied, “O Messenger of Allah! There is none among us but loves his own wealth more.” The Prophet (Allah bless him and grant him peace) said, “So his wealth is whatever he spends (in Allah's Cause) during his life (on good deeds) while the wealth of his heirs is whatever he leaves after his death.” [Bukhari]

It can be seen from this hadith that wealth is only beneficial to you if it is spent in the way of Allah, rather than hoarded. Because that which man leaves behind after death will not benefit him; unless it is pious offspring, religious knowledge or on-going charity. The money stored away in his bank account will not profit him in the least.

Abu Dharr (may Allah be pleased with him) narrated that 'While I was walking with the Prophet (Allah bless him and grant him peace) in the Harra of Madinah, Uhud came in sight. The Prophet (Allah bless him and grant him peace) said, “O Abu Dharr!” I said, “Labbaik, O Messenger of Allah!” He said, “I would not like to have gold equal to this mountain of Uhud, unless nothing of it, not even a single dinar of it remains with me for more than three days, except something which I will keep for repaying debts. I would have spent all of it (distributed it) amongst Allah's slaves like this, and like this, and like this.” The Prophet (Allah bless him and grant him peace) pointed out with his hand towards his right, his left and his back (while illustrating it). He proceeded with his walk and said, “The rich are in fact the poor (little rewarded) on the Day of Resurrection except those who spend their wealth like this, and like this, and like this, to their right, left and back, but such people are few in number.” [Bukhari]

9. Wealth and Poverty is a test

The Qur'an separates the riches and luxuries of this world from the values which Allah approves of. It states that Allah grants wealth or poverty to whomever He wills, out of His mercy, and that it is not an indication of whether He is pleased or displeased with them. This is because often a person's wealth, position and children can in fact be a trial and test for them.

Allah says,

'Your riches and your children may be a trial: whereas Allah, with Him is the highest reward. So fear Allah as much as ye can; listen and obey; and spend in charity for the benefit of your own souls. And those saved from the covetousness of their own souls, – they are the ones that achieve prosperity.' [Qur'an, 64:15-16]

Allah tests his servants with wealth and with poverty, and each will be rewarded or punished according to how they conduct themselves. On the Day of Judgment, a person will be asked about how he or she acquired their wealth and how they spent it, and will be judged on whether or not they were grateful to Allah for it. The wealthier a person is, the more responsibility that wealth carries. A person who is poor cannot be asked about how they acquired or spent their wealth if they did not posses any in the first place. Therefore, there is less chance that they will be punished for being ungrateful for the blessings bestowed upon them by Allah.

Abu Hurayrah (may Allah be pleased with him) narrated that the Messenger of Allah (Allah bless him and grant him peace) said, “Anyone whom Allah has given wealth but he does not pay its Zakah, then, on the Day of Resurrection, his wealth will be presented to him in the shape of a bald-headed poisonous male snake with two poisonous glands in its mouth and it will encircle itself round his neck and bite him over his cheeks and say, “I am your wealth; I am your treasure.” Then the Prophet (Allah bless him and grant him peace) recited this Divine Verse:– “And let not those who covetously withhold of that which Allah has bestowed upon them of His Bounty.” [Qur'an, 3:180] [Bukhari]

10. Wealth is good. Good deeds are better.

. . . wealth and children are [but] adornment of the worldly life. But the enduring good deeds are better to your Lord for reward and better for [one’s] hope. [Quran, 18:46]

Material wealth is only of benefit in the world, because we can’t bring it with us into Paradise.

The Day when there will not benefit [anyone] wealth or children . . . [Quran, 26:88]

The most important thing for a believer to remember is that we were created for the sole purpose of worshiping the Lord of Creation alone, and this life is just a means of testing our obedience to Him and faith in Him. Whether we are granted abundant riches or severe poverty we must always strive to obey the commands of Allah and to fulfill our duties towards Him. A believer's honor lies in Islam. The words of Allah (the Qur'an) and the Sunnah should be our guides, not the desires of the society surrounding us, which places great value on wealth and materialism. We are merely travelers in this world and we will soon move on. What we will take with us from this world will be our good deeds. They will be our wealth on the Day of Judgment and they are what we will be judged on. He whose deeds are heavy on the Scale, will have succeeded and gained something that all the wealth of this world cannot buy the pleasure of his Lord and eternal Paradise.

‏اللهم إني أسألك الهدى، والتقى، والعفاف، والغنى

Allahumma inni as'alukal-huda, wat-tuqa, wal-'afafa, wal-ghina

O Allah! I beseech You for guidance, piety, chastity and contentment

Ameen

Allahumma salli 'ala Muhammad wa 'ala aalihi wa sahbihi wassallam

And Allah knows best and He alone grant success.

Wassalaam